Privacy Policy

Last updated 21 September 2026

Accounting and Bookkeeping by Carl, trading as Accounting & Bookkeeping By Carl ("we", "us", "our"), operates the website at www.abcbycarl.com. This policy explains what personal information we collect through the website and through our bookkeeping, payroll and reporting services, how we use it, who we share it with, and the choices you have.

Information We Collect

Information You Give Us

When you complete the contact form, request a consultation, subscribe to a mailing list or email or call us, you may provide your name, business name, email address, telephone number, the service you are interested in, how you heard about us, and anything you choose to write in a message field.

Information You Give Us As A Client

If you engage us, we receive the financial records needed to do the work. Depending on the services you have engaged us for, that can include bank and credit card statements, invoices, receipts, payroll records, employee and contractor details including pay rates and hours, accounting software access, entity registration details and tax identification numbers. This information is provided by you or, at your written direction, by your bank, your payroll provider or another adviser.

Information Collected Automatically

Like most websites, ours records limited technical information when you visit: IP address, browser type and version, device type, operating system, the pages you view, the time and date of your visit, and the website or search that referred you. This is collected through cookies and similar technologies.

How We Use Your Information

• To respond to your enquiry and to schedule and hold a consultation.
• To provide the bookkeeping, payroll, reporting and related services you have engaged us for.
• To process payroll and produce financial statements and reports on your behalf.
• To communicate with you about your engagement, including the regular contact that forms part of our service.
• To invoice you and keep our own business and accounting records.
• To maintain the security and proper functioning of our systems, and to understand how the website is used so we can improve it.
• To meet legal, regulatory and record-keeping obligations that apply to us.

We do not sell your personal information, and we do not rent or trade client financial records to anyone.

Cookies And Analytics

Our website uses cookies. Some are necessary for the site to function. Others are set by analytics services that help us understand which pages are visited and how people arrive at the site. Analytics information is used in aggregate and is not used to identify you personally.

You can set your browser to refuse cookies or to alert you when a cookie is being set. Parts of the site may not work as intended if you block all cookies.

Service Providers And Third Parties

We use third-party software to deliver our services and run the practice. That includes cloud accounting and payroll software, email and file-storage providers, scheduling and form tools, website hosting and web analytics. These providers process information on our behalf and are permitted to use it only to provide the service they supply to us.

We may also disclose information where we are required to do so by law, by court order or by a regulator; where it is necessary to establish, exercise or defend a legal claim; or where you have instructed us in writing to share it, for example with your own tax preparer, lender or attorney.

How Long We Keep Information

Enquiries that do not become engagements are retained for a reasonable period and then deleted. Client records are retained for as long as the engagement continues and afterwards for the period required for business, accounting and legal purposes, which for financial records is generally a minimum of seven years. When information is no longer needed for any of those purposes, it is deleted or destroyed.

How We Protect Information

We hold financial records in reputable cloud services with access controls, and we limit access to the people who need it to do the work. Information sent to us by email or through the website travels over the public internet, and no method of transmission or storage can be guaranteed to be completely secure. If you need to send particularly sensitive material, contact us and we will arrange a secure method.

Your Choices And Your Rights

You may ask us for a copy of the personal information we hold about you, ask us to correct information that is inaccurate, or ask us to delete information where we are not required to keep it. You can unsubscribe from marketing messages at any time using the link in the message or by replying to ask us to stop. Requests relating to your personal information should be sent to Contact@abcbycarl.com.

Where we hold records on behalf of a business client, the business remains responsible for its own employees' and customers' information, and we act on that client's instructions.

Children

Our website and services are directed at businesses and are not intended for children. We do not knowingly collect personal information from anyone under 18. If you believe a child has provided us with personal information, contact us and we will delete it.

Links To Other Sites

Our website links to third-party sites, including social media profiles and software providers. We are not responsible for the content or privacy practices of those sites, and we encourage you to read their privacy policies.

Changes To This Policy

We may update this policy from time to time. The version published on this page is the current one, and the date at the top shows when it was last revised. Material changes will be reflected here.

How To Contact Us

Questions about this policy or about the information we hold can be sent to:

Accounting and Bookkeeping by Carl
PO Box 170, Nanuet, NY 10954
Email: Contact@abcbycarl.com
Phone: (845) 825-0787